Privacy Policy for Under Writing Labs
Last Updated: 1/1/2025
Introduction
Welcome to Underwritinglabs.com. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our SMS service. We are committed to protecting your personal information and your right to privacy.
Information Collection
When you use our SMS service, we may collect the following information:
Personal Information: Includes your phone number and any other information you choose to provide.
Message Content: The content of the messages you send and receive.
Usage Data: Information such as the date and time of messages sent and received.
Use of Information
The information we collect is used for the following purposes:
To provide and maintain our SMS service.
To monitor the usage of our service.
To detect, prevent, and address technical issues.
Data Sharing and Disclosure
We will not sell your personal information or share your mobile number with third parties. We may share your information in the following situations:
Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities.
Data Security
We implement a variety of security measures to maintain the safety of your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure.
User Rights and Choices
You have the right to access, update, or delete the information we have on you. If you wish to exercise these rights, please contact us at the details provided below.
Children’s Privacy
Our service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If we become aware that we have collected such information, we take steps to remove that information from our servers.
Changes to the Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. We encourage you to review this Privacy Policy periodically for any changes.
Contact Information
If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at Chris@underwritinglabs.com.
Underwriting Labs respects your privacy. By opting into our SMS messaging service, you agree to the following terms regarding how we handle your data:
We are an independent insurance loss control contractor
Data Collection: We do not retain your name and number this communication is only for your insurance inspection scheduling.
Data Usage: We use your data solely for sending updates, notices, and reminders related to a loss control survey.
Data Security: We protect your data through encryption and secure storage measures to prevent unauthorized access.
Data Retention: We retain your information as long as you are subscribed to our SMS service. You may request deletion at any time.
Opt-Out: Reply STOP to any message to unsubscribe from our SMS list. After unsubscribing, we will remove your number from our list within 24 hours.
Non-Sharing Clause: We do not share your data with third parties for marketing purposes. Your information is only shared with our SMS service provider to enable messaging.
Underwritinglabs.com
Effective Date: January 1, 2025
CONSUMER OPT-IN
Underwritinglabs.com Text Messaging is a standard-rate one-off (1msg/request) and subscription alert service focused on providing consumers with 2-way communication, news, support, information and promotions through SMS & MMS messages, alerts, polls, and content. Message and data rates may apply.
You understand that you do not have to sign up for this program in order to make any purchases of goods or services and your consent is not a condition of purchase.
By signing up for the subscription alert service you agree to receive automated text messages.
You will not receive any unsolicited messages from our texting number.
The service is not intended for children under 13, and Underwriting Labs does not knowingly collect information from children under the age of 13.
HELP: To get help, you may send or reply 'HELP' to the texting number you received the message from or:
Email: Chris@underwritinglabs.com
Web: Underwritinglabs.com
Text: (646)718-5969
Phone: (347)545-1510
Opt-Out: You can cancel your receipt of the service by sending STOP, QUIT, END, CANCEL, UNSUBSCRIBE, STOP ALL to any text message you receive or:
Email: Chris@underwritinglabs.com
Web: Underwritinglabs.com
Phone: (646)718-5969
CONSUMER FEES
Our service never charges consumers to 'receive' or 'reply to' text messages. However, depending on your mobile service plan, message & dates rates may apply.
CARRIERS SUPPORTED
Alltel, Boost, AT&T, Nextel, Sprint, T-Mobile, Verizon Wireless, Virgin Mobile US, ACS Wireless, All West Wireless, Amerilink Wireless, Arch Wireless, Bluegrass, Cellcom, Cellular One, C-Spire, Centennial, Central Wireless, Cincinnati Bell, Cox Communications, Cricket, CTC Telecom, Dobson Cellular, ECIT, Edge Wireless, FMTC, Immix, Inland Cellular, Illinois Valley Cellular, Iowa Wireless, Metrocall US, Mid-text Cellular, Midwest Wireless, NNTC, North Coast PCS, Ntelos, Pocket Wireless, Revol, Rural Cell, Qwest Wireless, Silverstar, Southwestern Bell, Suncorn, West Central Wireless.
* Sprint does not support standard rate video
* Boost, VMU, & Nextel do not support MMS services
WARRANTY
Underwritinglabs will not be liable for any delays in the receipt of any SMS messages connected with this program. Delivery of SMS messages is subject to effective transmission from your wireless service provider/network operator.